What is a Homeowners' Association?
Homeowners' associations, or HOAs, are formal legal
entities created to maintain common areas and enforce
deed restrictions. Most condominium and townhouse
developments, and many newer single-family subdivisions
have HOAs, which are usually created when the
development is built. Covenants, Conditions &
Restrictions (CC&R's) are issued to each homeowner, and
HOAs are established to ensure that they are adhered to
in order to maintain the quality and value of the
properties involved. |





